Why Get an Owner's Policy?

An owner’s title insurance policy protects you, your kids, your grandkids, your great-grandkids, and on. Getting owner’s title insurance is one of the smartest and easiest decisions you’ll make as a homeowner. It’s a one-time purchase that protects your property rights as long as you or your heirs own your home.

Buying a home is a big investment, so it is important to take all the necessary steps that you can to protect it!

The reason that an owner’s policy is so important is because while the home may be new to you, every property has a history. There may be hidden issues in the chain of title that could affect your ownership such as:

• Errors in public records

• Unknown liens

• Illegal deeds

• Missing heirs

• Forgeries

• Undiscovered encumbrances

• Unknown easements

• Boundary/survey disputes

• Undiscovered will

• False impersonation of previous owner

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